亚博比分官网雅马哈摩托车有限公司。综合报告201978随着金融服务业务继续成熟,我们在贷款行业的变化反映了由于全球COVID-19大流行,我们正在加速努力在以下三个关键领域:1。客户:通过扩大我们的数字转换的努力,我们会跟上日益增长的趋势omni-channel购买习惯。适应我们的“店内”融资模式(我们)一个“移动”(我们的客户在哪里)将确保雅马哈金融服务保持强有力的价值定位为其业务合作伙伴,经销商和终端消费者。我们也把我们的商业模式,以反映未来的长期发展战略。作为艺术的一部分,在我们的长期愿景,金融服务业务必须重新思考自己的解决方案,确保强烈的雅马哈发动机的business.2长期支持。亚博比分官网投资者:我们将继续改进和加强企业风险管理框架,以确保强大和有效的公司治理。更加协调,全球风险评估将是我们业务的一个重要支柱management.3。员工:我们正在建设一个更加紧密的全球金融服务社区。充分利用我们最伟大的力量的战略资产,人才,通过一个新的管理系统,我们正在进行的全球执行转换(得到)的努力将成为未来的主要推动者我们所有的计划。Jeffrey YoungDeputy执行官,总统,雅马哈汽车金融公司,美国2020财年(YMFU亚博比分官网S)信息管理概述2020年1月,雅马哈汽车金融公司,美国(YMFUS)取代其融资项目为“黄金”客户,它迄今仍在与美国金融机构合作,提供内部服务。 This change enabled YMFUS to supply a full-line of services for all customer groups while cut-ting costs. The outstanding receivables balance rose as a result of this transition, climbing to ¥350.4 billion at the end of fiscal 2020, an increase of 14.9% year on year, while net sales grew by 12.5% year on year, to ¥46.1 billion. Conversely, operating income was down 5.9% year on year, to ¥7.6 billion, and the operating income margin was 16.4% as a result of foreign exchange influ-ences, an increase in allowance for doubtful accounts, and a decrease in receivables from wholesale sales. Fiscal 2021 Initiatives In fiscal 2021, the outstanding receivables balance is expected to rise to ¥416.0 billion due to increases in receivables from whole-sale and retail sales, and operating income is projected to surpass the levels seen in fiscal 2019.By continuing to put forward attractive financing programs, Yamaha Motor will establish an environment facilitating the pur-chase of its products to help increase sales and thus drive the sustainable growth of the Financial Services business. Overview To create an environment that makes it easier for dealerships to sell Yamaha Motor products and easier for customers to purchase them, the Financial Services business offers retail and wholesale financing, leasing, and insurance packages for dealerships and customers through sales finance subsidiaries in the United States, Canada, Australia, France, Mexico, Brazil, and other markets. In addition, the Financial Services business is conducted through approaches tailored to the various regions in which we operate via our own operations, local partnerships, and other means in order to stay in line with local business environments, regulations, and other factors.The Financial Services business is involved in all of the Company’s businesses and products, including motorcycles, all-terrain vehicles (ATVs), recreational off-highway vehicles (ROVs), and marine products. With this in mind, the Company has positioned the Financial Services business as one of its key medium- to long-term strategies and is aiming to enhance its ties with dealerships and customers while securing stable earnings.Financial Services78Business StrategyYamaha Motor Co., Ltd. Integrated Report 2021